You’ve been searching for the perfect house for months. Finally, you found the one. After your offer is accepted and a small mountain of paperwork is signed, it’s yours. What are you going to do next?

If you’re smart, before you pack a single box, you will make sure your home insurance has you covered for whatever life might have in store. While your mortgage lender likely requires you to carry some level of home insurance, don’t assume that amount will protect you from financial disaster.

Donald Griffin, vice president of personal lines for the Property Casualty Insurers Association of America (PCIAA), offers these tips.

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